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On my eighteenth birthday, I opened my Stanford acceptance letter—and my dad said, “Give it to Jake. You can take out loans.”

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owe her something.”

Dad turned pale. “What does that mean?”

Mr. Reed opened his briefcase.

“It means Hannah’s trust investigators found evidence that someone tried to take out student loans in her name.”

Jake’s soda slipped from his hand and hit the floor.

Part 3

 

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